Money & Finance #58: Banking, Budgeting & Spending

My bank does offer online banking at no cost to its customers. I have to say that I really like being able to see how and where I spend my money. I can view it everyday and I am able to see if any unauthorized expenditures have been made. I have only had that problem once or twice in the lifetime of my account. The bank has always taken care of the problem for me hassel free. They returned the money to my account without a fuss. The bank that I use is not a chain so it does not offer alot of security questions or things like that but I have never had a problem. I have a security pass code and I picked out a difficult password to access the account and I always log out after I'm done. I do feel safe using this site. One of my other banks does have a site key that you have to recognize and it will ask for personal info if it does not recognize the computer that your using.

I did go to some of the sites but I didn't want to sign up for it and it wouldn't let you just take a tour. I was able to take a tour of the Buxfer site but I don't think that I would like to use it. I like to do mine on a word program like excel where I can keep it personal. I wouln't like to have my information as to what I pay and to whom floating in the internet world.

I did take the spending problem quiz and faired pretty well. I do have a few problems that I need to takle. I also checked out the spend less on everything site and got a few tips. Its true that paper products and cleaning stuff does cost more at say like Food Town compared to Walmart. I do buy my houselhold supplies at walmart, my meat,canned goods and drinks at food town and I buy larger quantity things at Sams.

I liked the bundle idea for the phone, internet and cable thing. I am going to check out the prices that are available in my area to see what type of difference it
makes to my budget. Since my family have different providers for their cells phones they have upped the texting ablity so they can communicate without having to actually make the call.